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Posted: Fri 29 Sep 2006 7:59 pm
by sprocket
hi can any one tell me if your car insurance
goes up when you report your KC.
only joined today sorry this is all new to me
Posted: Fri 29 Sep 2006 8:16 pm
by John Smith
Hi Sprocket, and welcome to the forum.
You're right that you must declare your KC to the insurance people, but most people's experience is that they say "thanks for telling us." and check that you wear specs or contact lenses for driving and that you meet the vision standard.
That's pretty much all they care about, but you should ask your particular insurer, just in case.
Posted: Fri 29 Sep 2006 8:35 pm
by Sweet
Hi and welcome to the forum ...
No mine didn't. They just need to know to make sure that you are safe enough to drive so it is good that you are reporting it!
Best of luck, Sweet X x X
Posted: Sat 30 Sep 2006 6:31 am
by GarethB
My insurance never went up when I reported that I had KC, not even my competition motorsport insurance
As long as your vision is corrected with glasses or contact lenses they treat you as if you were long or short sighted and insist your vision must be corrected whenever you are driving just like anyone who wears glasses.
Posted: Sat 30 Sep 2006 8:55 am
by Sajeev
As long as DVLA has not put any restrictions on your licence then your car insurance don't care, you should let the DVLA know if you have Keratoconus (its on their medical list).
Posted: Sat 30 Sep 2006 12:07 pm
by Andrew MacLean
Hello and welcome to the forum.
Like the others, my experience was that my insurance costs did not rise when I declared Keratoconus.
All the best
Andrew
Posted: Sat 14 Oct 2006 8:59 am
by Rich_B
GarethB wrote:My insurance never went up when I reported that I had KC, not even my competition motorsport insurance
Hi Gareth, I'm guessing you've got a competition licence - did you specifically declare your KC, and if so, how did the MSA treat it? (I'm planning to get a licence for next year after a break of 10 years!).
Richard.
Posted: Sun 15 Oct 2006 1:10 pm
by Andrew MacLean
Remember, whether or not your insurance company will put up your premium, you do have to declare that you have KC both to the DVLA and to your insurance company
Posted: Tue 17 Oct 2006 6:32 pm
by GarethB
The MSA were fine with it and very helpful. They carried out an eye test and confirmed with glasses I failed to meet the minimum requirmenst however they said if I can correct the KC with soft lenses I could race again. Unfortunatly the hospital feels soft lenses will not do the job so for the past 2 years I have been on RGP lens which are banned because of the damage they can do if they break in the eye! Therefore for 2 years my licence has been suspended because lens technology is moving on I and the MSA feel it is only a matter of time before a soft lens will give the correction I need, especially as the KC has been stable for 2 years now.